Terms & Conditions

1. Definitions

In these Terms & Conditions, the following definitions apply unless the context requires otherwise:

• "swcv3" / "the Platform" / "we" / "us" / "our" — refers to swcv3, a PAGCOR-registered online gaming platform operating the website accessible at swcv3.net and all associated subdomains and mobile interfaces.
• "Player" / "you" / "your" — refers to any individual who registers an account on swcv3, accesses the platform as a guest, or otherwise uses any service provided by swcv3.
• "Account" — refers to the registered user account created by a Player upon successful completion of the swcv3 registration and KYC process.
• "PAGCOR" — refers to the Philippine Amusement and Gaming Corporation, the government agency responsible for regulating and licensing gaming activities in the Philippines.
• "Funds" / "Balance" — refers to real-money Philippine Peso (PHP) amounts deposited by the Player and held within their swcv3 account, including any bonus amounts credited subject to applicable wagering requirements.
• "Bonus Funds" — refers to promotional credits, free bet credits, or any non-cash incentive credited to a Player's account under a specific promotional offer, which are subject to separate wagering conditions before withdrawal eligibility is established.
• "KYC" — Know Your Customer. The identity verification process required by PAGCOR regulations and internal anti-money laundering policies before a Player may withdraw funds from their swcv3 account.
• "Prohibited Jurisdiction" — any country, territory, or jurisdiction in which access to or use of the swcv3 platform is prohibited by applicable local law, or where swcv3 has determined that offering services would expose the platform to unacceptable regulatory or legal risk.

2. Acceptance of Terms

By registering an account, making a deposit, placing a wager, or otherwise accessing or using any feature of the swcv3 platform, you unconditionally accept and agree to be legally bound by these Terms & Conditions in their entirety, together with the swcv3 Privacy Policy and any additional game-specific rules or promotional terms published on the platform.

If you do not agree to any part of these Terms & Conditions, you must immediately cease using the swcv3 platform and, if you have an existing account, contact swcv3 support to arrange closure of that account and withdrawal of any remaining real-money balance.

swcv3 reserves the right to update or amend these Terms & Conditions at any time. Continued use of the platform following notification of any amendment constitutes your acceptance of the revised terms. Material changes will be communicated to registered Players via the email address associated with their account and/or via a prominent notice on the platform.

3. Eligibility & Age Verification

Access to and use of the swcv3 platform is subject to the following eligibility requirements, all of which must be satisfied simultaneously and on a continuing basis:

1. You are at least 21 years of age at the time of registration and at all times during your use of the platform. This is a strict legal requirement under PAGCOR regulations.
2. You are accessing the platform from a jurisdiction in which online gaming of the type offered by swcv3 is legally permitted for you personally.
3. You are not a citizen or resident of any Prohibited Jurisdiction as defined by swcv3 from time to time.
4. You are not subject to any self-exclusion order, whether imposed voluntarily through swcv3's responsible gaming tools, or mandated by PAGCOR or any other regulatory authority.
5. You are acting on your own behalf and not as an agent, trustee, or nominee of any third party.
6. You do not have an existing swcv3 account that has been suspended, restricted, or closed for any reason.

4. Account Registration & KYC

To access the real-money gaming features of swcv3, you must complete the registration process and create a single, unique account. The following rules apply to account registration:

4.1 Single Account Policy

Each Player is permitted to hold only one (1) registered account on swcv3 at any time. The operation of multiple accounts — whether under the same name, same device, same IP address, or same payment method — constitutes a material breach of these Terms and will result in the immediate closure of all associated accounts and forfeiture of all balances, including winnings.

4.2 Accurate Information

All information provided during registration must be accurate, complete, and current. This includes your full legal name as it appears on a valid Philippine government-issued ID, your date of birth, your residential address, and a valid email address that you own and control. swcv3 reserves the right to request supporting documentation to verify any information provided at any time.

4.3 KYC Verification Requirements

Prior to processing any withdrawal request, swcv3 will require the Player to complete KYC verification by submitting the following documents:

• A clear, unobstructed copy of a valid Philippine government-issued photo ID (e.g., PhilSys ID, passport, driver's license, SSS/GSIS ID, PRC ID, or UMID).
• Proof of residential address issued within the last three (3) months (e.g., utility bill, bank statement, or barangay clearance).
• Where required by swcv3's compliance team, proof of source of funds sufficient to satisfy AML/CTF obligations.

KYC documents are processed within 1–3 business days. swcv3 may place a temporary hold on withdrawals pending the outcome of KYC review. Accounts that fail KYC verification will be restricted and the Player will be notified with instructions for resolving any discrepancies.

5. Account Rules & Prohibited Conduct

The following conduct is strictly prohibited on swcv3 and constitutes grounds for immediate account suspension, permanent closure, and/or legal action:

• Using automated software, bots, scripts, or any form of artificial intelligence to interact with the platform, place wagers, or manipulate game outcomes.
• Colluding with other players to gain an unfair advantage in any game, including live dealer games, poker variants, or sports betting.
• Exploiting software bugs, errors, or malfunctions. Any winnings resulting from a technical error are null and void. Players who discover a platform error are required to notify swcv3 support immediately without exploiting it.
• Using the platform for any money laundering, terrorist financing, or other criminal activity. swcv3 maintains an active AML/CTF monitoring program and cooperates with Philippine law enforcement authorities.
• Registering using false, incomplete, or borrowed identity information.
• Accessing the platform using a VPN, proxy, or other IP-masking technology to circumvent geographic restrictions or account restrictions imposed by swcv3.
• Engaging in any form of bonus abuse, including but not limited to: using multiple accounts to claim the same promotion, exploiting promotion mechanics in a manner inconsistent with normal gameplay, or systematically hedging bets to fulfil wagering requirements with minimal risk.
• Harassing, threatening, or abusing swcv3 staff or other platform users in any communication channel.

6. Deposits & Withdrawals

6.1 Deposits

swcv3 accepts deposits in Philippine Peso (PHP) through the following payment channels: GCash, PayMaya, BPI Online, BDO Online, and Metrobank. Minimum and maximum deposit limits per transaction are displayed on the cashier page and may be adjusted by swcv3 from time to time. All deposits are credited to the Player's account balance in PHP. swcv3 does not accept deposits made using funds borrowed from credit facilities, including credit cards, unless specifically permitted by swcv3 in writing.

6.2 Withdrawals

Withdrawal requests are subject to the following conditions:

• The Player's account must have completed KYC verification in full before any withdrawal is processed.
• Withdrawals will be remitted to the same payment method used for the Player's most recent qualifying deposit, subject to that method's technical capabilities. swcv3 reserves the right to request additional verification before approving withdrawals to a different payment method.
• Minimum withdrawal amounts and processing timeframes are published on the cashier page. GCash and PayMaya withdrawals targeting same-day settlement are processed during Philippine banking hours (Monday to Friday, 9:00 AM to 5:00 PM PST), excluding public holidays.
• Withdrawals of Bonus Funds are not permitted until all applicable wagering requirements have been fully met. The cashier page will display the Player's current wagering progress in real time.

6.3 Currency & Exchange

All transactions on swcv3 are conducted in Philippine Peso (PHP). swcv3 does not offer multi-currency accounts. Players who fund their GCash or PayMaya wallets using foreign currency will be subject to whatever exchange rate their wallet provider applies before the PHP amount is received by swcv3.

7. Bonuses & Promotions

swcv3 offers welcome bonuses, reload bonuses, free bets, cashback promotions, and other promotional offers to eligible registered Players. All promotional offers are subject to the following general terms, in addition to any specific terms published alongside each individual offer:

• Wagering Requirements: Bonus Funds are subject to a wagering requirement (also called a playthrough requirement) that must be completed before any portion of the Bonus Funds or associated winnings may be withdrawn. The applicable wagering multiplier and eligible games are specified in each promotion's terms.
• Expiry: All bonuses have an expiry date or validity window. Bonus Funds and any associated wagering progress that have not been completed by the expiry date will be forfeited automatically.
• One Bonus at a Time: Players may only hold one active bonus at a time. Opting into a new promotion before completing an existing one may result in the forfeiture of the prior bonus at swcv3's discretion.
• Geographic Eligibility: Certain promotions are available exclusively to Players in specific regions of the Philippines or to Players who deposited using a specific payment method. Eligibility conditions are stated in each promotion's terms.
• Maximum Withdrawal Cap: Some bonus offers impose a maximum withdrawal limit on winnings generated from Bonus Funds. Where applicable, this cap is stated in the individual promotion terms.

8. Gaming Rules & Fairness

All casino games available on swcv3 — including slots, live dealer tables, bingo, and sports betting markets — are governed by individual game rules accessible within the game interface or sports betting module. Players are responsible for familiarizing themselves with the applicable rules before placing wagers.

8.1 RNG Certification

All Random Number Generator (RNG)-based games on swcv3 use certified RNG technology supplied by licensed game providers. RNG certification ensures that game outcomes are statistically random and cannot be predicted or manipulated by any party, including swcv3 itself. Live dealer games produce outcomes from real physical processes (cards, wheels, dice) conducted by trained dealers on certified studio equipment.

8.2 Minimum & Maximum Bet Limits

Minimum and maximum bet limits apply to all games and betting markets on swcv3. These limits are displayed within the game interface before any wager is placed. swcv3 reserves the right to impose additional account-level betting limits on individual Players where required for risk management or responsible gaming purposes.

8.3 Void Bets & Technical Issues

In the event of a technical error, platform outage, or verifiable game malfunction during a game round or sports event, swcv3 reserves the right to void the affected wagers and return stakes to the Players involved. The decision of swcv3's gaming operations team regarding the validity of any wager affected by a technical issue is final, subject to the complaints process outlined in these Terms.

9. Responsible Gaming

swcv3 is committed to promoting responsible gaming among all Filipino players on the platform, in alignment with PAGCOR's responsible gaming framework. The following tools are available to all registered Players from within their account settings:

• Deposit Limits: Players may set daily, weekly, or monthly deposit limits. Once set, limits take effect immediately. Requests to increase a deposit limit are subject to a mandatory 72-hour cooling-off period before the increase is applied.
• Session Time Limits: Players may set a maximum daily session duration. When the limit is reached, the Player is automatically logged out and prevented from logging in again until the following day.
• Reality Check Reminders: Players may activate periodic on-screen notifications showing their session duration and net gaming activity to support informed decision-making during play.
• Cooling-Off Periods: Players may apply for a temporary account suspension of 1, 7, 14, or 30 days. During a cooling-off period, the account is inaccessible for gaming and deposit purposes. The cooling-off period cannot be cancelled once activated.
• Self-Exclusion: Players may request permanent or long-term self-exclusion. Self-exclusion requests are processed within 24 hours. During the exclusion period, the Player's account is fully suspended and marketing communications are ceased. Self-exclusion cannot be reversed during the selected period.

Players who believe they or someone they know may have a gambling problem are strongly encouraged to seek assistance. swcv3 directs players to PAGCOR's responsible gaming resources and other Philippine-based support services for guidance and help.

10. Intellectual Property

All content on the swcv3 platform — including but not limited to the swcv3 brand name, logo, website design, game graphics, software interfaces, text, promotional materials, and all associated intellectual property — is owned by or licensed to swcv3 and is protected under applicable Philippine intellectual property law and international copyright treaties.

Players are granted a limited, non-exclusive, non-transferable, revocable licence to access and use the swcv3 platform solely for their own personal, non-commercial gaming and entertainment purposes. This licence does not include the right to reproduce, redistribute, sell, publish, or create derivative works from any swcv3 content.

Any unauthorized use of swcv3 intellectual property — including scraping, mirroring, or reverse-engineering the platform — will be treated as a breach of these Terms and may result in legal action.

11. Limitation of Liability

To the maximum extent permitted by applicable Philippine law, swcv3's total liability to any Player in connection with the use of the platform shall not exceed the total amount of real-money funds deposited by that Player and held in their swcv3 account at the time the relevant claim arises.

swcv3 shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from or in connection with a Player's use of the platform, including but not limited to: loss of gaming opportunity, loss of expected winnings, loss of data, or damage to a Player's device caused by accessing the platform.

swcv3 does not guarantee uninterrupted or error-free platform availability. Scheduled and unscheduled maintenance windows may result in temporary service unavailability. swcv3 will endeavour to provide advance notice of scheduled maintenance via the platform's announcement system.

12. Privacy & Data Protection

swcv3 collects, processes, and stores personal data in accordance with the Republic Act No. 10173, otherwise known as the Data Privacy Act of 2012 of the Philippines, and in accordance with swcv3's Privacy Policy, which is incorporated into these Terms by reference and is accessible at /privacy-policy.

By registering on swcv3, you consent to the collection and processing of your personal data for the purposes of account administration, KYC compliance, AML/CTF monitoring, customer support, and — where you have opted in — marketing communications. You may withdraw marketing consent at any time by updating your account communication preferences or by contacting support.

13. Amendments to These Terms

swcv3 reserves the right to amend these Terms & Conditions at any time. Where an amendment is material — meaning it affects Players' rights in a significant way — swcv3 will provide at least seven (7) days' advance notice via email to registered Players and/or via a prominent platform-wide notice before the amendment takes effect.

Non-material amendments (such as typographical corrections, clarifications of existing provisions, or updated contact information) may take effect immediately upon publication. The "Last updated" date at the top of this document will always reflect the date of the most recent revision.

Your continued use of the swcv3 platform after any amendment takes effect constitutes your acceptance of the revised Terms. If you do not accept the revised Terms, you must cease using the platform and contact swcv3 support to close your account.

14. Governing Law & Dispute Resolution

These Terms & Conditions are governed by and construed in accordance with the laws of the Republic of the Philippines, without regard to conflicts of law principles.

In the event of any dispute between you and swcv3 arising out of or in connection with these Terms or your use of the platform, the parties agree to first attempt resolution through swcv3's internal complaints process:

1. Submit a written complaint to the swcv3 support team via the live chat or email channel, clearly describing the nature of the dispute and the outcome you are seeking.
2. swcv3 will acknowledge receipt of your complaint within 48 hours and provide a substantive response within 14 calendar days.
3. If the dispute is not resolved to your satisfaction through the internal process, it may be referred to PAGCOR as the relevant regulatory authority for mediation or adjudication.

Nothing in this clause prevents either party from seeking urgent interim relief from a court of competent jurisdiction in the Philippines where necessary to prevent irreparable harm pending resolution of a dispute.